SIP CalculatorReturn

See exactly how much your monthly SIP investments will grow over time. Results update instantly as you type.

SIP Calculator

Systematic Investment Plan returns estimator

Monthly Investment

₹

₹500₹2L

Expected Return

1%12% (avg MF)30%

Time Period

yrs

1 yr40 yrs

Invested

₹6.00L

Est. Returns

₹5.62L

Total Value

₹11.62L

Invested (52%) ₹6.00L

Est. Gain (48%) ₹5.62L

Growth Over Time

1yr

2yr

3yr

4yr

5yr

6yr

7yr

8yr

9yr

10yr

How does SIP compounding work?

A Systematic Investment Plan (SIP) lets you invest a fixed amount in mutual funds every month. Your returns are calculated using compound interest — meaning your earnings also earn returns over time. Even small amounts invested consistently for long periods can grow into significant wealth.

Formula used: M = P × [((1 + r)^n - 1) / r] × (1 + r), where P = monthly investment, r = monthly rate, n = total months.

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